Why not have the satisfaction of owning a BMW combined with the flexibility of a lease-type payment schedule?
With Owners Choice you make equal monthly payments over the term of your contract and a payment for the remaining amount (called a balloon amount) at contract maturity.
During the contract, your equal monthly payments are much lower, allowing you to purchase more BMW for less money per month.
The length of contract is flexible, as is the balloon amount, which you can pay off at any time without penalty. Much like a lease, you can choose to keep your BMW at the end of the contract by paying off or refinancing the balance, if you haven't done so already. Total financing flexibility.